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FINANCING AGRICULTURAL COOPERATIVE SOCIETIES IN NIGERIA: CHALLENGES AND PROSPECTS
ABSTRACT
This paper looked at the challenges and prospects of financing Agricultural Cooperatives in Nigeria. The objective of the study is to find out the contribution of financial institutions to
Agricultural Cooperative financing and if there is any significant relationship between the factors inhibiting Agricultural Cooperatives and Non-Agricultural Cooperatives. The results of the study confirmed that there is no significant preference in the extension of loans to Agricultural Cooperatives by financial institutions and that there is a significant relationship in the factors affecting the performance of Agricultural Cooperatives and Non-Agricultural Cooperative. The study identified amongst others lack of credit facilities, loan default, lack of basic infrastructure, lack of securities, and technical expertise as the challenges of agricultural cooperatives financing in Nigeria.
Keywords: Agricultural Cooperatives, Non-Agricultural Cooperatives, Agricultural
Cooperative financing, Non-Parametric test Statistics, Commodity Exchange,
Cooperative Law